Over the last 6 months, we are being overwhelmed by the requests from first time property buyers in Luton. Most of them are new age adult population who started running about 10 to 15 years back and I have saved enough to actually buy their home at a prime location. These young couples are ready to take risks and explore the hidden areas to get the maximum return of money. Most of them are cash ready and are looking for ready to move in homes and start the new lives. So if you are one of those people, here are the 7 pointers that we tell these new property buyers. Don't go for under construction properties: First time buyers often find it easy to invest in the properties/ apartments that are under construction as it offers in ease of payment plan. However, we suggest always to go for finished properties and undue delays in project execution often sidetracks there plans. All the finished properties may cost a little higher, it is always worth spending because you will get to live in a new home instantly. Calculate the closing costs: The upfront cost of buying a property must always be thoroughly calculated. It includes origination fees, title in settlement fees, insurance expenditure and related expenses.